The Wealthy Pinay Meetup

I have this idea for few months now and I really think it’s time!

I want a meetup!

Since I started the Wealthy Pinay series, my desire to meet like-minded Pinays intensifies. I want to have a chat with fellow Filipinas and just talk about positivity, taking control of our finances, manifesting the lives we would like to have and maybe discuss my free money blocks course.

For practicalities, definitely this will be in Dubai as I don’t want to travel to Manila just for a 2-hour meetup. Continue reading →

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Goal Setting (and the effective way to do it!)

This post is part of The Wealthy Pinay series wherein I will talk about goal-setting, normalizing wealth and using positivity to achieve all our goals.

If you prefer to read, continue below. I have transcribed and English-translated the video.

I don’t believe in just writing your goal on a piece of paper and then hope for the best. I don’t think it work that way.

For me, I would set a very clear goal every start of the year or everytime I have a project to do and try to visualize what I really want to achieve.

It’s not only writing ‘I want to be rich this year’ because that is so vague. My rich might not be your rich. You can’t just say ‘Lose weight’ because again that’s not very clear. You might lose 100 grams but will you be happy with that? Continue reading →

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Money Blocks (with a FREE mini-course to release them)

This post is part of The Wealthy Pinay series wherein I will talk about goal-setting, normalizing wealth and using positivity to achieve all our goals.

Today we will talk about Money Blocks, and I know you’re thinking “What’s that???”

If you prefer to read, continue below.

On my last video, we were talking about Law of Attraction, which in essence states that whatever thought you continuously feed into your mind will definitely happen. Whatever you believe in will be your reality. That’s Law of Attraction.

It doesn’t matter how positive your outlook in life is, I am a very positive person too yet from time to time, I will be triggered by a thought telling me that my dream is not possible for me.

I have my own set of money blocks that have to deal with. Continue reading →

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Law of Attraction – Everything is possible if you believe

This post is part of The Wealthy Pinay series wherein I will talk about goal-setting, normalizing wealth and using positivity to achieve all our goals.

Today we will talk about Law of Attraction.

Sounds voodoo or magical, right? I first came across the term Law of Attraction in 2015, only few years ago. While browsing the internet, while jumping from one blog to another, a writer mentioned the book The Secret so I bought it.

And WOW, the possibility of what our mind can achieve is an eye opener.

That’s the reason why I started my first blog talking  about positivity and Law Attraction.

At that time, in my mind,  “Why are people not using this knowledge? Why are they not harnessing the power of their own mind to achieve everything they want in life?”

Although I’ve only came across the term Law of attraction recently, I realized that I have been practicing it all along.
I am truly, deeply a very positive person. People around me like my husband or my mom would always say I aim so high. And they are not saying it in a negative way. Continue reading →

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Money Mindset

This post is part of The Wealthy Pinay series wherein I’ll talk about goal-setting, normalizing wealth and using positivity to achieve all our goals.

You can watch the video or read the transcribed and English-translated version of it.

Money is the root of all evil.

Do you believe on that? We have heard these lines since we were young:

“Money doesn’t grow on trees”

“It doesn’t matter if we are poor as long as we’re not sick”

“Study hard so you can find better job”

And then have you realized during birthday celebrations, as a kid we were told “Ok, make a wish but don’t say it out aloud otherwise it won’t happen” Continue reading →

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My Journey To Financial Freedom

This post is part of The Wealthy Pinay series wherein I will talk about goal-setting, normalizing wealth and using positivity to achieve all our goals.

You can watch the video or read the transcribed and English-translated version of it.

My Journey

To give you a background of myself, my name is Lyn Joy. I’m from Obando, Bulacan and currently living in Dubai, UAE. I’m an Overseas Filipino Worker for more than 12 years. I came to Dubai in 2005 as a tourist. I found work as a receptionist and then from there I was promoted as personal assistant to the owner. After 3 years I changed company and then gradually I gained knowledge and skills so from Administrator I moved to Human Resources.

Currently, I work as an HR/Office Manager in a beverage packaging company and as much as I like my company and feel blessed being in this point of my career, I want more. Continue reading →

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The Wealthy Pinay

If are a regular reader of my blog, you know how I love being a life coach and talk about self-improvement, positivity, personal finance and anything Oprah-esque. I really want to tell people how my life has changed by my positive outlook in life and how I see things.

What I reach now is not something out of luck.

Disclaimer:  This is the first and last time that I will say this. If you read or hear me anywhere on my posts or videos referencing about my own wealth and money, I am saying this just as an example without the intention of bragging or being a pompous bitch. I will stop apologizing to people on why I have money. If you get what I mean, well, thank you. If you don’t, then this blog is not for you. Sorry but not sorry.

I work hard on my mindset. I am still am working on my mindset until now.
Every morning as soon as I wake up and even before my feet touches the floor, I say thank you to God for giving me another day. I will close my eyes and feel the gratitude flowing in my veins and just thinking I’m blessed in so many ways.

  • I always reach the office safely
  • I have a job
  • My view on my desk is fantastic
  • My boss is nice
  • I have nice lunch today
  • There’s free coffee in the pantry
  • I reached home safely
  • My family is healthy

And thousand things to be grateful for is endless.

I want to share with everyone how positive outlook can drastically change our life.
That things we constantly feed our mind will be our reality.

What really triggered me to start this video series is the affirmation from people that I got the chance to have a chat with.
They shared with me their financial woes and personal problems and as I listened, I realized that their issues stems from having a negative mindset.
Useless boyfriend, philandering husband, being chased by banks due to loans. They basically can’t figure out how to get out of that dark hole.

These people are open to listen. So that’s when I shared what I know about debt management, goal-setting, power of positivity and basically just achieving what you want.

After few months, they told me that our ‘sessions’ sparked something inside of them.
These ladies followed my practical tips and used the action plan I shared.
In just a few months, they were able to closed their credit cards, settle their loans, bring their children here in Dubai, set-up their own business in the Philippines, get rid of that bad boyfriend and day-by-day inching toward their goals.

It’s an amazing feeling.

If these people around me acknowledges that what I say is beneficial to them, so why am I afraid to share it with others?

It all boils down to my fear of being visible and being labelled as a brag. Who wants to have haters, right?
But then, whenever I am alone and thinking what I really want in my life, as in what I really really really want to achieve in life – there is only one answer.

And that is to inspire.

Very Oprah right? But that’s really what will bring joy to me. If I die one day and people gather on my funeral, I want to hear that I inspire them to be a better person.

Please watch out of the videos and I hope it will inspire you to aspire more in life. Believe that everything is possible for you because God is with you.

If these videos touch a cord, I would appreciate if you can share them and tag people who can benefit from them. Let’s share the positivity.

Want to have a free mini-course to remove your money blocks? But first, what’s money blocks? Enter your email below and get the FREE course to understand your negative belief about money and how to release them!

Together, let’s all be a Wealthy Pinays!

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W Dubai Al Habtoor City

I would like to say that the reason I booked our hotel stay is to celebrate our 11th wedding anniversary.
But the truth is I reserved a room way before we went to Philippines/Hong Kong because I know that I will need another holiday to recover from my holidays.

As it turned out August 4 happens to be our church wedding anniversary.
And I now have a very valid reason for a staycation. Yes!

(Before I get condemned: we were married twice (civil and church) and years apart. Remembering dates is one of my weakness. I can’t even remember my brother’s birthday who was born 30+ years ago! Sorry Gibson and RG. It’s not you, it’s me)

I used my Airmiles points to book a room in Westin Al Habtoor but when we checked-in, the reception told us that due to on-going construction in the hotel, we were moved at W Dubai Al Habtoor City. As we’ve stayed in Westin before, I don’t mind trying W Hotel.
I read that W is generally marketed to younger crowd. It has that futuristic, modern, hip vibe.
Very us. Choz.
W Dubai Al Habtoor City Continue reading →

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Recovering from Holidays

You will think that coming back from holidays will make one relax, rejuvenated and ready to face the world again with energy!

Well, that’s what I thought as well until I come back and dive into the real world.

When you’re on holidays, everything is fun.
You eat without thinking of calories, and forget exercise.
We just buy stuff and do all these services justifying that it’s cheaper.
We sleep late and wake-up late.
The only major decision to think about is what to have for breakfast, lunch and dinner.

So you see, our brain (and our body) is in 7th heaven, just pure bliss!

Then you come back from holidays.

If you’re like me, you will go back to work immediately after landing. With only around 4 hrs of sleep.
You will try to survive the day with 8 cups of coffee.
And although your colleagues will complement how glowing you are with all that sunshine and tan you got (if you have nice officemates, they will not talk about your weight gain), deep inside you are like a zombie.

Thinking that it’s just jetlag, you try to adjust to the new timezone for a week.
But it has been 2 weeks now.
And you still feel sluggish and down.


I’m trying to kick-out this feeling by watching inspirational videos.
Psyching myself that all is good and I have a great job.
Family is all healthy. Life is excellent!

Today while driving to work I keep on telling myself that I am rich, healthy and happy.
That it is safe for me to have everything that my heart desires.
My Lord is a very giving God.
Seek and it shall be given to you.

Yesterday, I was reminded how being positive can move mountains.
You know how I love being a life coach to people who is willing to listen, right?
And one of those people is my friend Joy. She is always willing to listen to me.
And I love how I can share my ‘Law of Attraction’ knowledge to her.

Then yesterday, when I was on my lowest, she called me and said how our talks late last year had made so many positive results in her life.
She practiced the things I told her and keep on reminding herself to stay positive and just believe.
I felt like I snapped from my slump and realized that I should practice more what I preach.

Instead of feeling low for not getting the things how I want them, or getting them not soon enough – and being guilty about it, I should be thankful and grateful for everything that has happened and believe that there are more good things coming into my way.

Forget August being the ghost month. Claim that the rest of the year will be your time to be the best!
List down all the things you want to achieve before 2017 ends.
Let the positive energy flow into you while you’re writing things down.
Smile, be thankful, feel the joy.

Read this list every week if not everyday.
Just believe, believe, believe!

And then receive all these blessings with open arms. Woohoo!
Thank you God!



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Hong Kong Trip – July 2017

You might know that there’s 20 of us who went to Hong Kong last 12th July.

And let me tell you that it ain’t easy. I planned the itinerary myself because I reckon booking through a travel agent will be more expensive. Besides, I don’t plan to visit all the top tourist spots in Hong Kong anyways.
I’m more interested in food rather than culture.

Here’s what I have drafted and shared with my siblings: Continue reading →

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