The Wealthy Pinay

If are a regular reader of my blog, you know how I love being a life coach and talk about self-improvement, positivity, personal finance and anything Oprah-esque. I really want to tell people how my life has changed by my positive outlook in life and how I see things.

What I reach now is not something out of luck.

Disclaimer:  This is the first and last time that I will say this. If you read or hear me anywhere on my posts or videos referencing about my own wealth and money, I am saying this just as an example without the intention of bragging or being a pompous bitch. I will stop apologizing to people on why I have money. If you get what I mean, well, thank you. If you don’t, then this blog is not for you. Sorry but not sorry.

I work hard on my mindset. I am still am working on my mindset until now.
Every morning as soon as I wake up and even before my feet touches the floor, I say thank you to God for giving me another day. I will close my eyes and feel the gratitude flowing in my veins and just thinking I’m blessed in so many ways.

  • I always reach the office safely
  • I have a job
  • My view on my desk is fantastic
  • My boss is nice
  • I have nice lunch today
  • There’s free coffee in the pantry
  • I reached home safely
  • My family is healthy

And thousand things to be grateful for is endless.

I want to share with everyone how positive outlook can drastically change our life.
That things we constantly feed our mind will be our reality.

What really triggered me to start this video series is the affirmation from people that I got the chance to have a chat with.
They shared with me their financial woes and personal problems and as I listened, I realized that their issues stems from having a negative mindset.
Useless boyfriend, philandering husband, being chased by banks due to loans. They basically can’t figure out how to get out of that dark hole.

These people are open to listen. So that’s when I shared what I know about debt management, goal-setting, power of positivity and basically just achieving what you want.

After few months, they told me that our ‘sessions’ sparked something inside of them.
These ladies followed my practical tips and used the action plan I shared.
In just a few months, they were able to closed their credit cards, settle their loans, bring their children here in Dubai, set-up their own business in the Philippines, get rid of that bad boyfriend and day-by-day inching toward their goals.

It’s an amazing feeling.

If these people around me acknowledges that what I say is beneficial to them, so why am I afraid to share it with others?

It all boils down to my fear of being visible and being labelled as a brag. Who wants to have haters, right?
But then, whenever I am alone and thinking what I really want in my life, as in what I really really really want to achieve in life – there is only one answer.

And that is to inspire.

Very Oprah right? But that’s really what will bring joy to me. If I die one day and people gather on my funeral, I want to hear that I inspire them to be a better person.

Please watch out of the videos and I hope it will inspire you to aspire more in life. Believe that everything is possible for you because God is with you.

If these videos touch a cord, I would appreciate if you can share them and tag people who can benefit from them. Let’s share the positivity.

Want to have a free mini-course to remove your money blocks? But first, what’s money blocks? Enter your email below and get the FREE course to understand your negative belief about money and how to release them!

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Together, let’s all be a Wealthy Pinays!

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W Dubai Al Habtoor City

I would like to say that the reason I booked our hotel stay is to celebrate our 11th wedding anniversary.
But the truth is I reserved a room way before we went to Philippines/Hong Kong because I know that I will need another holiday to recover from my holidays.

As it turned out August 4 happens to be our church wedding anniversary.
And I now have a very valid reason for a staycation. Yes!

(Before I get condemned: we were married twice (civil and church) and years apart. Remembering dates is one of my weakness. I can’t even remember my brother’s birthday who was born 30+ years ago! Sorry Gibson and RG. It’s not you, it’s me)

I used my Airmiles points to book a room in Westin Al Habtoor but when we checked-in, the reception told us that due to on-going construction in the hotel, we were moved at W Dubai Al Habtoor City. As we’ve stayed in Westin before, I don’t mind trying W Hotel.
I read that W is generally marketed to younger crowd. It has that futuristic, modern, hip vibe.
Very us. Choz.
W Dubai Al Habtoor City (more…)

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Recovering from Holidays

You will think that coming back from holidays will make one relax, rejuvenated and ready to face the world again with energy!

Well, that’s what I thought as well until I come back and dive into the real world.

When you’re on holidays, everything is fun.
You eat without thinking of calories, and forget exercise.
We just buy stuff and do all these services justifying that it’s cheaper.
We sleep late and wake-up late.
The only major decision to think about is what to have for breakfast, lunch and dinner.

So you see, our brain (and our body) is in 7th heaven, just pure bliss!

Then you come back from holidays.

If you’re like me, you will go back to work immediately after landing. With only around 4 hrs of sleep.
You will try to survive the day with 8 cups of coffee.
And although your colleagues will complement how glowing you are with all that sunshine and tan you got (if you have nice officemates, they will not talk about your weight gain), deep inside you are like a zombie.

Thinking that it’s just jetlag, you try to adjust to the new timezone for a week.
But it has been 2 weeks now.
And you still feel sluggish and down.

THAT’S WHAT I’M FEELING PEOPLE!

I’m trying to kick-out this feeling by watching inspirational videos.
Psyching myself that all is good and I have a great job.
Family is all healthy. Life is excellent!

Today while driving to work I keep on telling myself that I am rich, healthy and happy.
That it is safe for me to have everything that my heart desires.
My Lord is a very giving God.
Seek and it shall be given to you.

Yesterday, I was reminded how being positive can move mountains.
You know how I love being a life coach to people who is willing to listen, right?
And one of those people is my friend Joy. She is always willing to listen to me.
And I love how I can share my ‘Law of Attraction’ knowledge to her.

Then yesterday, when I was on my lowest, she called me and said how our talks late last year had made so many positive results in her life.
She practiced the things I told her and keep on reminding herself to stay positive and just believe.
I felt like I snapped from my slump and realized that I should practice more what I preach.

Instead of feeling low for not getting the things how I want them, or getting them not soon enough – and being guilty about it, I should be thankful and grateful for everything that has happened and believe that there are more good things coming into my way.

Forget August being the ghost month. Claim that the rest of the year will be your time to be the best!
List down all the things you want to achieve before 2017 ends.
Let the positive energy flow into you while you’re writing things down.
Smile, be thankful, feel the joy.

Read this list every week if not everyday.
Just believe, believe, believe!

And then receive all these blessings with open arms. Woohoo!
Thank you God!

 

 

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Hong Kong Trip – July 2017

You might know that there’s 20 of us who went to Hong Kong last 12th July.

And let me tell you that it ain’t easy. I planned the itinerary myself because I reckon booking through a travel agent will be more expensive. Besides, I don’t plan to visit all the top tourist spots in Hong Kong anyways.
I’m more interested in food rather than culture.

Here’s what I have drafted and shared with my siblings: (more…)

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TOTGA

TOTGA – The One That Got Away

A letter from Aga Muchlach to Lea Salonga has resurfaced in the internet last month and it was so “kilig”. 

It’s definitely a love letter that is so sweet yet bittersweet at the same time. Aga penned this letter four years ago when he was asked to write something for Lea’s book titled  “Playlist — A Celebration of 35 Years.”

The first line struck me – “Lea is the one that got away. And she never knew.”
Ouch!
So bittersweet.

And it made me thinking, have I met a guy that I can consider to be my TOTGA?

So I went down memory lane last night while driving home from work. I recounted my earliest crush in high school and my not-so-many boyfriends along the way.

And honestly, I don’t think I met anyone that I regret not ending up with.
Not that the boys I met are all bad, it’s just that they are only boys that time.
Probably immature and haven’t reached their whole manly potential.

I might have met all of them on their ‘bad and immature’ self before.
And since I will never know if they changed, I’m just glad now that I didn’t end up with them.

On the other side of fence, have I been TOTGA to anyone?

I mean, look at me now – beautiful, successful, fun, a totally great catch! LOL!

Lea is lucky that Aga has been honest and mature enough to admit it and share it with the world.
Ang haba ng hair nya!
Not everyone will openly admit that they let someone got away.

I’m not sure how Charlene feels now. Reading your husband announcing to the whole world that Lea is the one that got away from his life might probably painful.
If I’m in her shoe, that pronouncement will sting.

But who knows, maybe Charlene is very much aware of this. The fact that this was written only 4 years ago means that Charlene is definitely in Aga’s life then. She could have helped Aga wrote it.

Do you have any TOTGA in your life or have anyone told you that you are their TOTGA? Share please. I want to be kilig 🙂

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2nd Year of Blogging

I still yet to share our Hong Kong trip but I’m still on Day 1 and we were there for 5 days so it might take some time before I can really publish it.

Today I realized that July is Filipina Expat’s anniversary month. I think I posted my first post in Jul4 24, 2015.
I have to go through my posts to check.

And I wonder, should I write a meaningful article? Any touching anecdotes? Should I do a giveaway?
Just something to commemorate my 2nd year of blogging.
But I can’t think of anything. And I really don’t want to do anything.

We landed in Dubai last Sunday and with just 3 hours of sleep, I went straight to work.
Had to dive on hundred of emails and issues in the office.
On my spare time, the only thing I want to do is sleep.

But when I realized this morning that it’s my anniversary month, I thought I have to at least write something.
I can maybe write about my personal events from  July 2016 up to date.
What happened to me? What changed?

Professionally, nothing changed. I’m still doing the same job but with the change of office management my role becomes more challenging in a good way. I have more freedom to do the things my way, and my boss just basically let me manage the office how I want it. That’s good.

Personally, of course you are aware that I set-up my own nail salon in the Philippines in February 2016. My sister is managing it. So far so good. We’re still on learning phase, figuring out how to manage our staff, expenses and sales.
Being an Overseas Filipino for more than a decade, having a business feels like something good came out of all those years.

I’m not  guru for sure but you can read how I started here.

On my blogging life, I’ve been more quiet in social media this year.
Not that I lose interest, I’m still as passionate in blogging as when I started.
But sharing what I write is not something that I am keen to do.

Most of my posts nowadays are personal. I write mostly for myself  because I want to and not because I need to.
You can read it on the blog but I don’t want to share it on social media.

I don’t even want to share what I have eaten, places I’ve visited or things that I purchased on Facebook or Instagram
Nothing bad to say to those who share. I actually enjoy reading other’s escapades but I don’t feel sharing my own life out there.

How ironic considering I’m sharing a lot of personal thoughts on this blog now.
But I don’t think my family nor friends read my blog. They just see what I want to share on social media.
Which is fine by me.
Because writing becomes an outlet to share my thoughts without needing to explain anything to anyone.
Yes, I might get judged but these people who will judge me are people whom I don’t know.
I don’t really care.

But if I share it on Facebook, chances are high that my post will be read my relatives and then I might need to explain.
Which I don’t want to do. So majority of my posts lately are just published on the blog.

I also stopped attending media events. Unless it’s a personal invite, I rarely go.
I think I only attended 3 events this past year, all were in support of fellow Filipino bloggers and business.

Now that I’m into my 2nd year of blogging, what am I looking forward to?
Hmmmnn… nothing much.
I would like to focus more on getting rich, both materially and all aspects in my life.
And I would like to share the journey with you.

I’d like to increase our investment, have another SLIAN NAILS branch, maybe buy another property.
I would like to focus on being healthy and watch what I eat.
It would be nice to travel more countries this year.
I want to inspire more women of not getting afraid being wealthy.

As I keep on saying, money won’t changed you. It would just amplify who you are already.

So I would like to share my life with you. Maybe you can learn a thing or two from my journey.
Both from my achievements and mistakes.
And together we can rule the world. Choz!

 

Have a good weekend!

 

 

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How to Deal with Sadness and Depression

I’m back in Dubai and catching up with my work mails. As much as I want to tell you stories of our Hong Kong trip and adventures in the Philippines, I don’t have time.

I’m not depressed nor sad but I was notified by Facebook that someone shared this post from my other blog. I re-read it and still find it relevant so why not share again 🙂
I just made some typo and grammar edits (although for sure it’s still not perfect)

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How to Deal with Sadness and Depression
06 Feb 2016

My gosh! My last post was in October!!! What happened? Real life kicks in. I am busy with work, family, my mom visiting us in Dubai, holidays. Reasons! Reasons! I know.

But what made me decide to write today? It’s something I read on my Facebook timeline.
I don’t understand why some people dish their dirty laundry, angry outbursts and sad sentiments on social media. Why?!
Well, maybe some people are more emotional than others and they don’t really care if readers will have an opinion of them afterwards.
As a reader, we can always un-friend them if they make us feel negative. But since I’m a tsismosa, I don’t.

Anyways, going back to my Facebook friend. She is an Overseas Filipino in UAE and left her husband and kids in the Philippines to earn a living. She just came back from her vacation back home and is now depressed despite being surrounded with friends. And she said she can’t understand why.

To be honest, I felt sad after reading her post. I felt a certain degree of empathy. Not because I am missing my kids (they are with me) but because I have felt sadness and depression before. I still experience it from time to time. Sometimes it is just a fleeting moment but there are times it lingers longer than usual. And it ain’t fun.

So how to deal with sadness and depression? For me there are two steps. If you can perfect these two things, you can get out of it in a snap and will turn around your life completely.

1. Think positively

What?!? That’s it??? YES. That’s it. 

As I keep on telling you my friend, thinking positively will alter your life completely. Thoughts become things. The Universe gives us the energy that we vibrate, may it be positive or negative. You’re feeling sad and drowning with sorrow, don’t expect to get out of it very soon unless you change your mindset. Honestly, no one can really help you unless you change your outlook.

It doesn’t matter how beautiful and sensible your family and friends advices are to help you get out of your depression. They won’t help. What will help is your attitude. Nothing else.

2. Plan and Take Action

Ok. That’s two steps, right? But I will just consider it as one, as planning without action is futile and taking action without planning it first is doomed.

What causes your depression? Is it your weight? Is it money? Is it your relationship? Is it your work? Is it health? Or it could be a combination of these things.

This is what I want you to do. Take down a notebook and a pen and write down your thoughts about that ‘thing’ that makes you depressed or sad.

Example:

“I’m so sad I am away with my family and I need to earn a living away from them. Our circumstances won’t allow me to go back home very soon. I think I’ll spend long years in this country and my children will grow up without me.”

“I cannot recover with my loan and credit card debts. I am trying my very best to get out of it. I am constantly saving and spending less but it’s not enough. Banks are calling me now for late payments and started to threaten me with legal actions.”

“I’m 36 and still no husband and kid. I want to settle down soon.”

“My boss is from hell and going to work is like going to a warzone. But there is no way I can resign. I need money right now and although I am looking for a new job, there are no calls. I hate my life!”

 

Is this the story of your life? I can feel you. One way or another, I’ve been there. And the feeling is not good, I know. I’ve also cried out of depression. Hated life. Hated myself. Even now, from time to time. I feel sad but I just practice what I preach and to be honest with you – it make wonders.

Going back, after writing that ‘thing’, imagine you are the friend of a person who experiences that ‘thing’. What will be your advice to him/her? Write it down. Why am I asking you to do this? Because I want you to use your brain rather than your heart in looking into your problem. Whenever we give advice to our dear friends, we are always reasonable. We always enlighten our sad friend with words of wisdom which is practical and logical. I want you to do that with your self. Be logical.

And the good thing about being logical is you can always find a solution. The solution is all about taking in-charge.

The root cause of our depression is the feeling of being powerless. We feel that we are stuck in our situation and there is no way out. That our circumstances won’t change. And even though we are trying our best to get out of it, we feel we’re still doomed.

But if you start thinking logically, you know it is not true. There is always a way out. Planning is one way of winning the battle and taking action will surely lead us out of our situation and into our goal.

Let’s take for example my Facebook friend. She’s depressed because of loneliness. She’s away with her family because she needs to earn a living. I think if she focuses more of taking in-charge of the situation rather than feeling a victim of circumstances, everyday will become an opportunity to change her life.

And what are the ways to take charge of the situation? In her case, she can:

* Call her children and husband every time there is an opportunity. Talk to them through Skype, Viber, Messenger and whatever means of being connected.

* Be involved in school activities or child-rearing by still giving her inputs. May it be on what the kids will wear on school program or where to buy it. What will be their school snacks. Just being involved.

* Talk to husband and tell him that they need to be align on saving and spending. This is the most important part of being an overseas worker. If you want to return back home as early as you can, then you have to be wise spending your salary and finding other ways to earn.

* She needs to set a timeline until when she needs to work abroad based on how much she saved already. For example, if she can save this X amount of money for 1 year, she can then start a small business. This business will augment her salary. She can then work for another 2 years saving the same amount of cash if not more. She’s giving herself total of 3 years then. Based on her circumstances it could be longer but at least she knows that there is an end of her overseas life. It won’t be forever. Because she is taking control both of her finances and her emotions.

And taking control of your emotions and actions will empower you. You are not just drifting with life. You are in charge.

And planning and taking action apply in all facets of your life. May it be about your weight, your work life, your relationship. List down the things that you can control, both your emotions and tangible things. You are depressed at work? Have a horrible boss? Then write down the good things that your company gives you. That you have a steady income. You found good friends. You’re just 30 minutes away from work.

Find the positive things in your circumstances but at the same time start looking for ways to get out of your situation. Spend 30 minutes a day to look jobs online. Or aggressively save to start your own business. Once you set a goal, going to work won’t be as bad. It will be an opportunity to earn and learn.

Remember: There is always a way out! 

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Food trip plan while on holidays

The family will fly this Thursday for 2-weeks holiday and I’m looking forward to just take a break.

I’m quite stressed this past few days and taking some time off would be good for my mental health. Aside from my brother’s wedding and our trip to Hong Kong, I have no other plans on this trip. Oh actually, the only plan is to eat, eat and eat.

That’s why I’m trying to lose weight drastically (I know that’s bad) so I can afford to gain a lot and not end up looking like an elephant after.

I already have an idea of what and where I want to eat. (more…)

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Rant

Chuvaness said that one shouldn’t share negative things online but I can’t help. 

You know how my motto is ‘Sharing is Caring’ and I’m totally an advocate for that. Share what you have and the Universe will return it ten-fold.
I lend money to family and friends and I don’t expect that they will pay me back.
And truth be told – no one paid me back.

But you know, that’s ok. No friendship or family relationship was broken because of that.
I understand why people can’t pay.
I hold no grudge.

But you know what pains me?
When I feel abused.  (more…)

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Relaxing Friday

I was supposed to do some shopping for the salon yesterday.
But the almost 50 C temperature is turning me into an old asparagus lately.
Around 2pm, I knew that there’s no chance we will venture out so I decided to just go to our neighborhood salon.

The idea is to have pedicure and facial.
I try to do my toenails done every 2 weeks and have facial once a month.
And it’s been months since I visited a salon.
It’s about high time!

While browsing the menu, Simply Beauty has some combo offers.
Moroccan bath and Facial for AED 250 and 30-minute Foot massage and Pedicure for AED 100.
Hmmm… not bad.
And the most important question I always ask – how long are these treatments?

Moroccan and facial will be 2 hours, foot massage and pedicure is another hour.
Should be fine. Gibson and kids were having a nap and they would only missed me for 1 hour or less.
So let the pampering begin! (more…)

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